Edgewood Partners Insurance Center (EPIC)

PUBLIC ENTITIES

The nature and extent of risk facing public entities has changed considerably in recent years. Campus violence, terrorism and other similar exposures of the day have added another troubling dimension to the unique issues and exposures you must identify, understand and manage daily.

EPIC's Property & Casualty and Employee Benefits Consulting teams provide our public entity clients with integrated, comprehensive, cost effective solutions to meet these challenges. We take time to get to know your organizational and personal needs, as well as your goals and objectives. We become your partner, trusted advisor and advocate in the process, anticipating opportunities and driving results.

Public entities face challenges that are completely different than those of the private sector and it is imperative that you select an insurance and risk management partner who understands these differences and has worked effectively with other clients in the public sector. Here are just a few of the areas where proper support is crucial.

• Annual budgeting consultation to make sure that your insurance program is correctly funded in each annual budget. A shortfall in this area can be devastating, as there is rarely anywhere to go to make up for any unbudgeted or under budgeted needs.
• Cyber Liability/Privacy/Fidelity – since most public sector business is highly visible and accountable to the public, you face a significant reputational, public relations and fiduciary challenge in the event of a security breach. A strong risk management and contingency plan including appropriately structured insurance coverage is critical.
• Federal, state and local legislation and government regulations are constantly changing and must be closely monitored and assessed to be certain that your insurance and risk management programs remain in compliance.

EPIC offers a broad range of risk management and property and casualty insurance services to our public entity clients including:

• Risk Assessment and Exposure Analysis
• Coverage Analysis, Program Design and Program Placement
• Strategic Market Advocacy
• Loss Mitigation / Management and Claims Advocacy Services
• Risk Control, Hazard Management and Loss Prevention Services
• Crisis Management, Disaster Recovery and Contingency Planning
• Public Officials Errors & Omissions Coverage
• Law Enforcement and Educators Legal Liability
• Public Officials Bonding
• Loss Portfolio Transfers
• Risk Retention Groups
• Self-insurance Programs
• Captive Formation and Management

In today’s dynamic business and legislative environment, EPIC has the answers to all of your insurance, risk management and employee benefits consulting questions and needs. We look forward to sharing these answers with you.